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Tax Sheltered Premiums

Insurance Premiums and Federal Withholding

If you want your:

  • medical premiums taken pre-tax, you don't have to do anything — it's automatic.
  • medical premiums taken post-tax, you must complete a waiver annually declining this benefit.
  • dental premiums taken pre-tax, you must complete the FBMC Enrollment Form and return it to Human Resources.
  • dental premiums taken post-tax you don't have to do anything.

Flexible Benefits Spending Accounts

This program runs January 1 - December 31. You must complete a form every year to participate in the medical and/or dependent spending account program. To participate, fill out a FBMC Enrollment Form and return it to Human Resources.